* {
  box-sizing: border-box;
}

html,
body {
  min-height: 100%;
}

body {
  margin: 0;
  font-family: "Segoe UI", Arial, Helvetica, sans-serif;
  line-height: 1.65;
  color: #22303d;
  background:
    radial-gradient(circle at 15% 10%, rgba(98, 214, 255, 0.22), transparent 22rem),
    radial-gradient(circle at 88% 8%, rgba(255, 207, 51, 0.22), transparent 20rem),
    linear-gradient(180deg, #eef8ff 0%, #ffffff 48%, #fff9ec 100%);
}

.policy-nav {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  justify-content: flex-start;
  gap: 10px;
  overflow-x: auto;
  padding: 12px 16px;
  background: rgba(255, 255, 255, 0.86);
  border-bottom: 1px solid rgba(15, 23, 42, 0.08);
  backdrop-filter: blur(16px);
  scrollbar-width: none;
}

.policy-nav::-webkit-scrollbar {
  display: none;
}

.policy-nav a {
  flex: 0 0 auto;
  color: #22303d;
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
  padding: 8px 12px;
  border-radius: 999px;
  transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease;
}

.policy-nav a:hover,
.policy-nav a.active {
  color: #075985;
  background: #e0f6ff;
  transform: translateY(-1px);
}

.page-header,
.page-footer {
  background: rgba(15, 23, 42, 0.94);
  color: #fff;
  text-align: center;
  padding: 28px 18px;
}

.page-header {
  position: relative;
  overflow: hidden;
}

.page-header::before {
  content: "";
  position: absolute;
  inset: -45% auto auto 50%;
  width: min(720px, 90vw);
  height: min(720px, 90vw);
  border-radius: 50%;
  background: conic-gradient(from 90deg, rgba(34, 211, 238, 0.24), rgba(255, 207, 51, 0.18), rgba(14, 132, 184, 0.24));
  transform: translateX(-50%);
  opacity: 0.8;
}

.page-header > * {
  position: relative;
}

.page-header a,
.page-footer a {
  color: #9be7ff;
}

.page-header h1 {
  margin: 0 0 8px;
  font-size: clamp(28px, 4vw, 44px);
  line-height: 1.1;
}

.page-header p,
.page-footer p {
  margin: 0;
  color: rgba(255, 255, 255, 0.78);
}

.back-link {
  display: inline-block;
  margin-bottom: 18px;
  color: #9be7ff;
  text-decoration: none;
  font-weight: 700;
}

.back-link:hover {
  text-decoration: underline;
}

.hero-actions {
  display: flex;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 22px;
}

.hero-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 10px 18px;
  border-radius: 999px;
  background: #fff;
  color: #0f172a !important;
  text-decoration: none;
  font-weight: 800;
  box-shadow: 0 10px 26px rgba(0, 0, 0, 0.2);
}

.hero-button.secondary {
  background: rgba(255, 255, 255, 0.08);
  color: #fff !important;
  border: 1px solid rgba(255, 255, 255, 0.24);
  box-shadow: none;
}

main {
  width: min(920px, calc(100% - 32px));
  margin: 42px auto 60px;
}

.content-card {
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(255, 255, 255, 0.84);
  border-radius: 16px;
  box-shadow: 0 18px 48px rgba(9, 132, 184, 0.12);
  padding: clamp(22px, 4vw, 42px);
  backdrop-filter: blur(14px);
}

.summary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 16px;
  margin: 0 0 28px;
}

.summary-item,
.info-panel {
  background: #f8fbff;
  border: 1px solid #dcebf5;
  border-radius: 14px;
  padding: 18px;
}

.summary-item strong {
  display: block;
  color: #172033;
  margin-bottom: 5px;
}

.summary-item p,
.info-panel p {
  margin: 0;
  color: #526170;
}

.steps {
  counter-reset: step;
  list-style: none;
  margin-left: 0;
}

.steps li {
  position: relative;
  padding-left: 46px;
}

.steps li::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0;
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #0984b8;
  color: #fff;
  font-weight: 800;
  line-height: 1;
}

.badge {
  display: inline-flex;
  align-items: center;
  padding: 5px 10px;
  border-radius: 999px;
  background: #e0f6ff;
  color: #075985;
  font-size: 13px;
  font-weight: 800;
  margin-bottom: 12px;
}

.meta {
  color: #64748b;
  font-size: 14px;
  margin-bottom: 26px;
}

.section {
  margin: 28px 0;
}

.section:first-child {
  margin-top: 0;
}

h2 {
  color: #172033;
  font-size: clamp(20px, 2.4vw, 26px);
  margin: 0 0 10px;
}

p {
  margin: 0 0 14px;
}

ul,
ol {
  margin: 10px 0 0 22px;
  padding: 0;
}

li {
  margin: 8px 0;
}

a {
  color: #0977a8;
}

.notice {
  border-left: 4px solid #0984b8;
  background: #eefaff;
  border-radius: 10px;
  padding: 16px;
  margin: 22px 0;
}

.page-footer {
  padding: 26px 18px;
}

.faq-item {
  border-top: 1px solid #e2e8f0;
  padding-top: 18px;
}

.faq-item:first-child {
  border-top: 0;
  padding-top: 0;
}

@media (max-width: 640px) {
  .page-header,
  .page-footer {
    padding: 24px 14px;
  }

  main {
    width: min(100% - 24px, 920px);
    margin: 28px auto 44px;
  }
}